At the Spray Foam Advice Centre, we hear from homeowners every day who are worried about spray foam insulation. It affects surveys, mortgages, and property sales — and most people don’t realise how quickly costs can rise if they delay removal.

Here’s a real-world example.

The Reed Family – A Typical Loft in the UK

• Home: 3-bed property
• Loft size: 40m²
• Spray Foam Removal Cost (today): £3,700
• Re-Insulation (today): Free under a postcode opportunity we’ve secured with a recommended local company

✅ If They Act Now

• Removal: £3,700 (zero VAT)
• Re-Insulation: £0 (covered under the scheme)
• Total Cost Today: £3,700
• Total Saving: £1,820 compared to waiting

❌ If They Wait Until Next Year (with 20% VAT)

• Removal: £3,700 + 20% VAT = £4,440
• Re-Insulation: £900 + 20% VAT = £1,080
• Total Cost Next Year: £5,520

📊 The Difference

By acting now, the Reeds secured their removal and reinstatement at £3,700.
If they had delayed, the same work could have cost £5,520.

👉 That’s £1,820 more out of pocket — money that goes straight to the taxman.

Important Notes

• These savings cannot be guaranteed to all homeowners.
• Availability depends on postcode location and the willingness of reputable local companies to offer reinstatement at no cost.
• The Spray Foam Advice Centre is not an installer. We connect homeowners with recommended contractors while opportunities remain viable.

⚠️ Key Takeaway

The VAT relief is time-limited. With government finances under pressure, there’s a real risk that insulation work will soon revert not to 5% VAT but to the full 20% rate.

That’s why the smartest move is to check whether your property qualifies now, while these postcode opportunities are still open.