However, one striking omission has caught the attention of industry experts and consumer advocates alike: insulation.

Despite insulation being one of the most fundamental and cost-effective ways to improve energy efficiency, no new insulation-specific schemes or protections have been highlighted in the latest eco-home discussions. This absence raises important questions — especially when viewed alongside existing VAT reliefs currently in place for insulation works.

A Concerning Silence on Insulation

At the Spray Foam Advice Centre, we have been closely monitoring government statements, ministerial briefings, and policy direction. In our view — based on experience and long-term industry observation — the lack of language supporting insulation services may signal a potential shift in policy.

This echoes concerns we raised in earlier articles, where we warned that VAT subsidies on insulation materials and works could come under review, particularly during upcoming fiscal announcements.

Currently, many insulation services — including removal of problematic insulation and re-insulation using approved methods — benefit from 0% VAT relief. This has significantly reduced costs for homeowners already facing financial pressure due to mortgage issues, energy prices, and property-value risks.

But that window may not remain open.

Spring Budgets and the Risk of Rising Costs

Historically, Spring Budgets are when governments reassess tax incentives and relief schemes. With mounting pressure on public finances, it would not be unusual for VAT allowances to be reconsidered — especially in sectors that are no longer being actively promoted in policy updates.

In our professional opinion, the absence of insulation from current eco-home messaging increases the risk that:

• VAT relief on insulation works could be reduced or removed
• The cost of spray foam removal could rise sharply
• Homeowners may face higher re-insulation costs across the board

This would disproportionately affect homeowners who already need remedial work to satisfy lenders, insurers, or surveyors.

Why Acting Now Matters

For homeowners considering:

• Removal of spray foam insulation
• Replacement with lender-approved insulation systems
• Preventative action to protect property value and mortgage eligibility

There is no better time than now.

As things stand, homeowners can still take advantage of 0% VAT on qualifying insulation works. Delaying action could mean being exposed to sudden cost increases if VAT relief is withdrawn or reduced.

Once VAT is reintroduced, removal and remediation costs could increase immediately and significantly, placing further strain on households that have little room for unexpected expenses.

Our Position at the Spray Foam Advice Centre

It is important to stress that this article reflects the opinion of the Spray Foam Advice Centre, based on:

• Years of experience dealing with insulation-related disputes
• Observed government behaviour around tax incentives
• The current lack of policy support for insulation services

We are not predicting government action — but we are urging homeowners to pay attention to what is not being said.

When insulation disappears from the conversation, homeowners should not ignore the warning signs.

Final Advice to Homeowners

If insulation work — particularly spray foam removal or replacement — is something you know you will need to address, delaying may prove costly.

Acting while VAT reliefs remain in place could be the difference between manageable remediation costs and significantly higher bills in the near future.

At the Spray Foam Advice Centre, our role is to inform, protect, and advise homeowners — especially before policy changes leave them exposed.