A true story from one of the thousands of UK families caught in the spray foam trap.
I remember speaking to a couple in their 50s. Let’s call them John and Sarah.
They’d lived in their home for 20 years. Raised kids. Painted every wall themselves. Built memories.
They wanted to make the house more energy-efficient—to leave it better than they found it. So they paid £4,000 to have spray foam insulation installed in their loft.
Six months later, their mortgage lender rejected their remortgage application.
Not because of their finances.
Because of their
loft insulation.
"I felt ashamed,” Sarah told me. “We did what we thought was the responsible thing. And now we’re being punished for it."
⚠️ The Hidden Cost of ‘Green’ Upgrades
Spray foam insulation is still being sold as an eco-solution. But what they don’t tell you is this:
- Most major mortgage lenders won’t touch homes with spray foam in the roof.
- Surveyors flag it as a major issue due to ventilation risks, moisture traps, and hidden timber damage.
- Removal can cost thousands—and you may not know the damage until it’s too late.
What started as a way to lower bills has, for many, lowered their property value instead.
💡 The Insight Nobody’s Talking About
You can improve your EPC rating…
…and still lose the ability to sell or remortgage.
That’s the trap. It looks like progress. It feels responsible. But for many homeowners—it’s turned into a financial cage.
👂 Why Trust Us?
We’re not here to scare you. We’re here because we’ve seen it happen—again and again.
At the
Spray Foam Advice Centre, we’ve helped thousands of UK homeowners remove spray foam insulation safely, restore their property value, and move forward.
We exist for one reason:
To make sure what happened to John and Sarah
doesn’t happen to you.
🎯 What To Do Next
If you already have spray foam installed—or if you’re considering it—pause.
✅
Get a free expert review of your loft
✅
Understand your options—before a lender makes the decision for you
✅
Act now, before the damage (and costs) get worse
_____________________________________________________________________________
📞
Call us now on 0345 850 0445
🌐
Or visit
www.sfacuk.org
Don’t wait until a surveyor says no. Take back control of your home’s future.
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